Website Standards Terms and Conditions

Last updated:August 24, 2026

These Website Standard Terms and Conditions (hereinafter referred to as “Agreement”) shall govern the use of all pages on this website (hereinafter collectively referred to as the “Website”) and any products or services on this website (hereinafter referred to as the “Services”) that are provided by VTHadley Co., LLC, a Michigan limited liability company (hereinafter referred to as the “Company,” “we” or “us”).

These Terms and Conditions represent the whole agreement and understanding between the Company and the individual or entity who subscribes to our Service(s) (hereinafter referred to as the “Subscriber” or “you”).

TERMS AND CONDITIONS.

1. ASSENT AND ACCEPTANCE.

By using this Website, the Subscriber agrees to comply with all of the terms and conditions contained herein in full. If the Subscriber doesn’t agree with any of the terms and conditions mentioned herein, the Subscriber must not use this Website.

2. AGE RESTRICTION.

The Subscriber must be at least 18 years of age to use this Website. By using this Website, the Subscriber represents and warrants that the Subscriber is at least 18 years of age and may legally agree to this Agreement.

3. LICENSE TO USE WEBSITE.

The Company will provide the Subscriber with certain information as a result of using this Website or its Services. Such information may include but is not limited to, documentation, data, or information developed by the Company and other materials that may assist the Subscriber in the use of the Website.

Subject to the terms and conditions contained herein in this Agreement, the Company authorizes the Subscriber a non-exclusive, limited, non-transferable, and revocable license to use the Company’s materials solely in connection with its use of this Website.

4. DIGITAL PRODUCTS & REFUND POLICY.

SECTION A: Digital Products License Terms

(a) Grant of License. Upon purchase of any digital product from the Company (including but not limited to templates, guides, checklists, spreadsheets, and other downloadable materials), the Subscriber is granted a non-exclusive, non-transferable, limited license to use the purchased materials for the Subscriber’s own personal or internal business purposes.

(b) Permitted Uses. The Subscriber may:

i. Download and save purchased materials to the Subscriber’s own devices.

ii. Print purchased materials for the Subscriber’s own use.

iii. Modify, customize, and adapt purchased templates for the Subscriber’s own business operations.

iv. Use purchased materials in the Subscriber’s own business indefinitely.

i. Resell, redistribute, or share purchased materials with others, whether for free or for payment.

ii. Include purchased materials (in whole or in part) in products or services sold to third parties.

iii. Claim authorship or ownership of the purchased materials.

iv. Remove or alter any copyright notices, watermarks, or branding contained in the materials.

v. Use purchased materials to create competing products or derivative works for sale.

vi. Share login credentials or download links with others.

vii. Upload purchased materials to any file-sharing platform or public repository.

(d) Team and Business Use. The standard license is for individual use only. If the Subscriber wishes to use purchased materials across a team or organization with multiple users, the Subscriber must purchase additional licenses or contact the Company regarding multi-user licensing options.

(e) Ownership. All purchased digital materials remain the intellectual property of the Company. The Subscriber’s purchase grants a license to use the materials as described herein; it does not transfer ownership of the materials or any intellectual property rights therein.

SECTION B: Refund Policy

(a) No Refunds on Digital Products. Due to the nature of digital products, all sales are final. Once a digital product has been purchased and delivered, the Subscriber has immediate access to the complete materials, and therefore refunds cannot be provided.

(b) Delivery Issues. If the Subscriber experiences difficulty accessing or downloading purchased materials, the Company will make reasonable efforts to resolve the issue and ensure delivery. The Subscriber should contact the Company at adminliohq@gmail.com within 7 days of purchase to report any delivery problems.

(c) Product Concerns. The Company stands behind the quality of its products. If the Subscriber believes a product does not match its description or is materially different from what was advertised, the Subscriber may contact the Company at adminliohq@gmail.com within 7 days of purchase to discuss the concern. Resolution of such concerns is at the Company’s sole discretion and may include replacement files, store credit, partial refund, full refund, or no refund depending on the circumstances.

(d) Chargebacks. The Subscriber agrees not to initiate a chargeback or payment dispute with their financial institution without first attempting to resolve any concerns directly with the Company. Initiating a chargeback without prior good-faith communication may result in the termination of the Subscriber’s access to all purchased products and services.

SECTION C: Results Disclaimer

(a )Educational and Informational Purposes. The Company’s digital products are provided for educational and informational purposes only. They are designed to assist the Subscriber in organizing and managing business operations but are not a substitute for professional advice.

(b) No Guaranteed Outcomes. The Company makes no representations, warranties, or guarantees regarding specific results, outcomes, or benefits the Subscriber may achieve from using the digital product. Results depend on numerous factors outside the Company’s control, including but not limited to the Subscriber’s individual circumstances, effort, business conditions, and implementation.

(c) Not Professional Advice. Nothing contained in the Company’s digital products constitutes legal, financial, tax, accounting, or other professional advice. The Subscriber should consult with qualified professionals regarding specific legal, financial, or business matters. The Subscriber is solely responsible for evaluating the suitability of any information, templates, or strategies for the Subscriber’s particular situation.

(d) Subscriber Responsibility. The Subscriber assumes full responsibility for any actions taken based on information or materials contained in the Company’s digital products. The Company shall not be liable for any decisions or actions taken by the Subscriber in reliance on such materials.

SECTION D: Digital Product Delivery

(a) Delivery Method. Upon successful payment, digital products will be made available to the Subscriber via automated email and/or a secure download page, delivered through our digital product delivery platform.

(b) Access Period. Download links remain active for 90 days from the date of purchase, and downloads may be subject to reasonable per-asset limits to prevent unauthorized sharing. The Subscriber is responsible for downloading and saving purchased materials within this period. If the Subscriber experiences delivery problems, they should report them within 7 days of purchase as described in the Refund Policy above. The Company can also reissue a download link after the access period upon request at adminliohq@gmail.com.

(c) Technical Requirements. The Subscriber is responsible for ensuring they have the necessary software and technical capability to access and use purchased materials. Common requirements include PDF reader software, word processing software such as Microsoft Word or Google Docs, and spreadsheet software such as Microsoft Excel or Google Sheets.

(d) Delivery Confirmation. Delivery is considered complete when the digital product is made available for download or by access by the Subscriber, regardless of whether the Subscriber downloads or accesses the materials.

5. INTELLECTUAL PROPERTY RIGHTS.

The Company owns all rights to the intellectual property and materials contained in this Website, and all such rights, titles, and interests are reserved. The Subscriber is granted a limited license only for the purpose of viewing material contained on this Website. The Subscriber acknowledges that it won’t use any intellectual property in a manner that violates any laws.

6. PRIVACY INFORMATION.

While using this Website the Subscriber may provide the Company with certain information. The Subscriber also authorizes the Company to use its information in the countries where the Company may operate.

7. SUBSCRIBER RESTRICTIONS.

The Subscriber is restricted from doing the following activities:

(a) Publishing any of the Website content in any external media.

(b) Transferring usage rights or indulging in any monetary transaction against the Website.

(d) Using this Website in any way that affects user access to this Website.

(e) Usage of Website against the laws and regulations of the United States or the State of Michigan.

(f) Using this Website to engage in any advertising or marketing.

(g) Extracting data or information while using this Website.

8. SUBSCRIBER CONTENT.

In this Agreement, the Subscriber Content shall mean any audio, video, text, images, or other materials the Subscriber chooses to publish on this Website. By publishing the content on this Website, the Subscriber grants the Company a non-exclusive, limited, non-transferable, and revocable license to use or reproduce the content in any media.

9. SUBSCRIBER RESPONSIBILITY.

Any user ID and password the Subscriber may have created for this Website are confidential, and it is the Subscriber's responsibility to safeguard its own ID and Password.

10. DATA LOSS.

The Company does not accept responsibility for the security of the Subscriber’s account or content. The Subscriber agrees to use the Website at its own risk.

11. ADVERTISING CONTENT.

The Website may show advertisements for or links to third-party websites, products, and/or services (hereinafter referred to as “Third-Party Ads”). The Company is not responsible for the availability of these Third-Party Ads or the images, content, or any other materials contained therein.

12. SUPPORT.

The Company will provide support under the following circumstances:

(a) Only a Website that is registered under the Company, unaltered by a third party, is eligible for support.

(b) Support during the term of the Agreement and assistance in updates, upgrades, and bug fixes during such term.

(c) Answer queries from the Subscriber regarding the operations of the Website, primarily via the Company’s support e-mail.

(d) Use commercially reasonable efforts to correct any errors reported by the Subscriber and as confirmed by the Company.

(e) Use commercially reasonable efforts to respond to each reported error according to the Support Process section of the Company.

13. NO SURREPTITIOUS CODE.

The Subscriber warrants that it will not knowingly introduce, via any means, spyware, adware, ransomware, rootkit, keylogger, virus, trojan, worm, or other code or mechanism designed to permit unauthorized access to Subscriber Data, or by which may restrict Company’s access to regulate the deliverables granted to the Subscriber.

The Company warrants that it will not knowingly introduce, via any means, spyware, adware, ransomware, rootkit, keylogger, virus, trojan, worm, or other malicious code into the materials it delivers to the Subscriber.

14. WARRANTIES.

The Subscriber acknowledges and agrees that the submission of any information is at the Subscriber's sole risk and to the maximum amount, the Company disclaims any and all liability to you for any loss or liability in relation to such information in any way.

The Company makes no warranties that the Website or Service will be uninterrupted, error-free, or secure.

15. TERMINATION.

The Subscriber is free to stop using this Website or Services at any time. The Company reserves the right to terminate this Agreement at any time for any reason, with or without cause. The Company further reserves the right to terminate this Agreement if the Subscriber violates any of the terms outlined herein, including, but not limited to, violating the rights of the Company.

16. ARBITRATION.

Any controversy or dispute arising among the parties or under this agreement will be resolved by arbitration conducted in Macomb County, Michigan in accordance with the rules of the American Arbitration Association, and judgment on the award rendered by the arbitrators may be entered in any court having jurisdiction.

17. LIMITATION OF LIABILITY.

To the fullest extent permitted by law, the Company’s total liability to the Subscriber for any claim, loss, damage, cost, or expense arising out of or relating to this Agreement, the Website, or the Services, whether based in contract, tort, negligence, strict liability, or any other legal theory, shall not exceed the greater of: (a) the total amount paid by the Subscriber to the Company for the applicable Service giving rise to the claim; or (b) Five Hundred Dollars ($500). This limitation shall apply even if any remedy fails of its essential purpose.

18. INDEMNIFICATION.

The Subscriber hereby agrees to indemnify and hold the Company harmless from and against any and all liabilities, legal claims, demands, damages, and expenses (including reasonable attorney’s fees) arising out of or in any connection which may relate to the Subscriber’s breach of this Agreement or its use or misuse of the Website or Services.

19. NOTICES.

Any notices required by or permitted by this Agreement shall be in writing and delivered by certified mail or courier to the mentioned address.

20. SEVERABILITY.

In the event any provision of this Agreement is deemed to be invalid or unenforceable, in whole or in part, that part shall be severed from the remainder of this Agreement, and all other provisions shall remain in full force and effect as valid and enforceable.

21. GOVERNING LAW.

This Agreement shall be governed following the laws of the State of Michigan. If the disputes under this Agreement cannot be resolved by arbitration, they shall be resolved by litigation in the courts of Macomb County, Michigan, including the federal courts therein, and the Parties all consent to the jurisdiction of such courts, agree to accept service of process by mail and hereby waive any jurisdictional or venue defenses otherwise available to it.

22. ENTIRE AGREEMENT.

The Parties acknowledge that this Agreement sets forth and represents the agreement between both Parties. If the Parties are willing to change/add/modify any terms, they shall be in writing and signed by both Parties.